Joel Eckhause

Chief Risk Officer
Joel Eckhause is Chief Risk Office of Renew Financial, responsible for Operational and Credit Risk and Product.  He has worked in the financial services industry for nearly twenty years, focused primarily on mortgage, home equity, and unsecured lending. He has held executive roles in HSBC's Consumer Finance division (2004-2010), Capital One (2011-2016), and most recently Bank of the West (2016-2017).  

In these organizations, Joel has variously held roles as head of Product, Marketing, Origination Operations, Servicing & Default Operations, Credit Risk, and Strategy.  Joel's passion lies in building businesses and helping them thrive by driving step-change improvements in consumer propositions through an integrated approach to product, technology, marketing, and sales.    

Prior to HSBC, Joel was a strategy consultant with Booz Allen.  In this capacity, he helped firms develop analytically-based product and revenue strategies across an array of consumer-facing industries, including:  financial services, consumer packaged goods, and consumer technology.  Originally an engineer, Joel began his career at Ford Motor Company, where he worked for five years in product engineering, planning, & forecasting. 

Joel holds an MBA from the University of Michigan with High Honors.  He also has a Bachelors and Masters in Mechanical Engineering from Lehigh University and the University of Wisconsin, respectively.


Chief Executive Officer
Chief Risk Officer
General Counsel
Executive Vice President, Finance