CaliforniaFIRST: PACE Financing for California

Home improvement financing for California homeowners

Think CaliforniaFIRST

Thousands of California homeowners have chosen Renew Financial’s $0 down financing to make their home improvements possible. With fast approvals and fixed rates, it’s the smart choice to make your home more energy or water efficient.

We only finance high quality products that meet state and national standards for energy efficiency, so with Renew Financial, you know you’re getting quality products for your home. We’ll help you afford to upgrade your furnace, go solar, replace your roof, get a tankless water heater, and more, with PACE financing.

PACE financing is subject to credit approval. Underwriting requirements and restrictions apply. PACE financing is secured by a lien on the subject property and may be required to be repaid upon refinance or sale. Homeowners should perform due diligence before selecting a home improvement contractor. PACE financing is private financing that must be repaid in full. PACE financing is not a government subsidy.

Smart Financing for California Homeowners


No FICO requirements - your credit rating does not impact your ability to qualify.

Lower Fixed Rates

Fixed interest rates - payment remains the same for the life of your financing

Longer Terms

Flexible repayment terms - up to 30 years for some projects

How it works
CaliforniaFIRST is PACE (Property Assessed Clean Energy) financing from Renew Financial. PACE is a simple, powerful tool that lets homeowners finance the entire cost of energy-and safety-related home improvements, such as heating and cooling upgrades, energy-efficient roofs and windows, home solar, water-saving measures, and seismic retrofits.
Quick and easy process

1. Apply online or by phone at 844-736-3934. (Same day approvals.)

2. Select a contractor registered with Renew Financial.

3. Sign your financing documents electronically. (No need to drive to a bank.)

4. Begin your home improvement project (with your contractor).

5. Let us know when the work is done (and you’re fully satisfied), and we pay your contractor.

6. Repay the financed amount on your property taxes. (No separate monthly bill!)

Choose your project type to learn more about financing your project with PACE

Solar Panel Installation

Solar Panel Installation

Windows and Doors

Windows and Doors

Heating and Cooling (HVAC)

Heating and Cooling (HVAC)

Roofing and Roof Replacement

Roofing and Roof Replacement

Landscaping and Turf

Landscaping and Turf

Earthquake Protection/Seismic Retrofit

Earthquake Protection/Seismic Retrofit