Fixed-rate home energy financing

ReHome New York

The ReHome New York program will be suspended as of 9 p.m. EDT on Friday, June 30, 2017.

At this time, applications may no longer be submitted online. Applications will be accepted by phone until 9 p.m. EDT on June 30, 2017. After that time, no new applications will be accepted.

ReHome New York home energy loans are offered through a public/private partnership with the state of New York to help homeowners take advantage of thousands of money­saving efficiency upgrades. Financing is easy and approvals are fast. 

Thousands of projects are eligible: Replace an outdated furnace, upgrade to energy efficient windows and doors, install a new solar system, or even replace an older roof. Plus, up to 25% of the loan amount can be used for other home improvements. 

Low fixed rate, long payment terms 

Many financing programs offer promotional or "teaser" interest rates that skyrocket if the loan balance is not paid off within the promotional period. ReHome New York loans are fixed­-rate loans that will never surprise you with rate hikes. The interest rate will never change, and ReHome New York offers longer terms than typical bank financing. Plus, with no penalty for prepayment, you can pay it off or make additional principal payments at any time.

Eligible Projects

Energy Efficiency

Upgrade to a new heating and cooling system, install new windows and doors, insulate your home, and more.

Renewable Energy

Generate your own electricity with a solar or wind system, heat your pool with a solar hot water heater, charge your electric vehicle, and more. 

Safety and Resiliency

Prepare your home for severe weather with wind-resistant shingles, storm shutters, storm doors, and more.

See All Projects (110.32 KB)

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FAQ

How are payments made?

ReHome New York payments are monthly bills, just like any other conventional financing.

What are the basic underwriting requirements?
  • Applicants must own and occupy the property
  • All applicants must meet program credit criteria
  • Income verification may be required
  • All applicants must have the ability to repay the loan
  • All applicants must sign all required documentation
  • Credit reports will be requested on all applicants
  • Minimum financing amount is $2,500
  • Maximum financing amount is $20,000

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