Homeowners: PACE is your path to energy efficiency!
For many homeowners, taking on home energy projects like solar, air conditioning, and water efficiency equipment installation can be overwhelming. We created CaliforniaFIRST PACE financing with you in mind, designing a long-term financing program that makes home energy- and water-saving projects both affordable and convenient.
Why homeowners are choosing CaliforniaFIRST
PACE financing was created to help homeowners from all financial backgrounds make smart, money-saving efficiency improvements to their homes. Partnering with local governments all over the state, CaliforniaFIRST offers 100% upfront financing for home energy efficiency, renewable energy, and water-saving projects that are repaid on property tax bills over the course of up to 25 years. Our program features include:
- No out-of-pocket costs
- Flexible repayment terms, from 5 to 25 years
- Borrow up to 15% of your property's value
- Financing not based on your credit score
- Financed amount won't appear on credit report
- No prepayment penalty and free re-amortization
- Upgrades boost home resale value
- Balance may transfer to new owner upon sale
A range of products for water and energy efficiency
Our team is dedicated to helping homeowners across California afford all kinds of economical, energy-saving upgrades. Frequently, your energy savings on utility bills each month will be greater than your monthly repayment. Check out our eligible products (including HVAC systems, windows and doors, water saving products, and much more) to see what projects we can help you finance!
Your simple path to home energy savings
Quick & efficient approvals
Our application process is quick and easy to understand, and approvals are efficient and timely. CaliforniaFIRST guarantees fast in-home approvals so you can get going on your projects right away.
Registered, local contractors
We proudly partner with top contractors in your area who consistently complete excellent efficiency improvements. We'll even help you choose the right contractor for the job with the contractor finder tool on our website. Once you select a contractor and get your energy improvement, CaliforniaFIRST pays your contractor directly. You will start enjoying the benefits of your home upgrade right away and will begin repaying the financing on your property tax bill. The best place to start? Check your eligibility by entering your address or call 844-589-7953 to find out if CaliforniaFIRST is available in your area.